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Indicative insurance-directory rate estimates

Machine Tool Interface · quote-3rd-party-insurance
$0.015 / callPaid per call · 0 free tier No signup

Compute estimates from self-declared rates in an unverified referral directory. These are not accepted provider quotes, recommendations, guaranteed rates, policies or coverage. No binding integration is established.

Honest Scope Guarantee
Unverified self-registration referral directory only. Submitted rates and limits are indicative, not accepted quotes, recommendations or coverage. No provider acceptance or premium-settlement integration is established; binding is unavailable.

Quickstart & Execution

cURL (Paid-only route — unauthenticated calls return HTTP 402 Payment Required)
curl -X POST https://api.code402.dev/v1/tools/quote-3rd-party-insurance/call \
  -H "content-type: application/json" \
  -d '{"amount_usdc":50000,"coverage_type":"commercial_trade_credit"}'

This route is paid-only (0 free calls/day); every unauthenticated request returns an HTTP 402 Payment Required challenge with its payment terms. Machines use USDC on Base; card credits (instant Stripe checkout) are enabled in this deployment. Signed XDR-1 receipts authenticate recorded service claims, not independent settlement, delivery or zero-knowledge proofs.

Input Parameters

FieldTypeMeaning & Constraints
amount_usdcnumberTransaction or invoice settlement amount in USDC (e.g. 50000).
amountnumberAlias for amount_usdc.
tx_hashstringOn-chain transaction hash to insure (optional).
transaction_idstringTransaction identifier (optional).
invoice_idstringAssociated invoice identifier (optional).
coverage_typestringDesired coverage type: 'smart_contract_execution', 'commercial_trade_credit', 'wire_fraud_bec_defense', 'subagent_sla_delivery'
counterparty_addressstringCounterparty Base EVM wallet address (optional).

Response Format

Deterministic JSON payload fields: tool, valid, indicative_only, underwriter_accepted, coverage_verified, amount_usdc, tx_hash, transaction_id, invoice_id, total_quotes, quotes, recommended_underwriter, plain_english_summary, scope. Paid responses also carry an offline-verifiable receipt object (XDR-1, secp256k1 signature recoverable to the authorized signer).

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