🛡️ Neutral 3rd-Party Transaction Insurance Gateway • We Facilitate, Not Underwrite
Connect to Global Insurers in 1 Click. We Route. They Underwrite. You're Protected.
Whether you are sending a $5,000 contractor invoice, executing a $250,000 corporate wire, or letting autonomous AI agents settle tasks — Code402 / HCRB routes you to underwriters that have self-registered in the open directory. We are a neutral routing gateway, not an insurer, and we do not verify or accredit anyone.
✈️ Like a Travel Insurance Comparison Site
Just like Skyscanner shows you flight prices from many airlines, we show you insurance quotes from many licensed insurers — you pick one, they cover you directly. We just connect you.
🛡️ We Are the Bridge, Not the Insurer
Code402 / HCRB is a neutral referral gateway. We do not hold funds, underwrite risk, or issue policies. Any underwriter listed here has self-registered — the gateway performs no vetting, and you must verify the counterparty yourself before binding a policy.
⚡ 100% Automatic Refund
If a supplier disappears, wire fraud redirects your funds, or an escrow fails, the underwriter pays you back 100% of the payment. Verified mathematically in seconds.
🤖 Autonomous Agent Gating
Before releasing high-value disbursements, multi-agent swarms invoke quote_3rd_party_insurance to hedge execution, counterparty default, and SLA breach risk deterministically.
📜 Cryptographic POL-1 Certificates
Every bound policy generates an immutable POL-1 certificate with an offline-verifiable SHA3-256 digest, linked directly to the on-chain transaction hash.
🏛️ Zero Custody (Rule 0)
No insurance reserves or custodial float held on Code402/HCRB. Bilateral enforceable claims settle peer-to-peer on Base L2 USDC.
⚠️ Gateway Disclosure: Code402 / HCRB is a neutral referral intermediary. Quotes below are sourced from independent licensed underwriters. We do not sell, underwrite, or bear insurance risk.
⚡ Live Quote Comparison • All Licensed Underwriters
$50,000.00 USDC
SAMPLE AMOUNTS:
✅ REFERRAL CONFIRMED — POLICY ISSUED BY UNDERWRITERPOL-1
⚠️ Code402 / HCRB facilitated this referral only. The policy is issued and underwritten exclusively by the named syndicate below.
Registered Underwriter Directory
Underwriters below have self-registered through the open accession endpoint. Self-registration is not vetting: this gateway does not verify, accredit, or endorse any entry, and has no role in policy issuance or claims. The directory ships empty — it fills only when a real underwriter chooses to list.
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No underwriters registered yet
The directory is empty by design — we do not pre-populate it with names we have no relationship with. If you are a licensed insurer or risk pool, you can self-register below; buyers will then see real, current counterparties instead of marketing copy.
Any licensed credit insurer, cyber insurance syndicate, or decentralized risk pool can publish coverage parameters and underwrite transactions on Code402 / HCRB through our public accession endpoint: