🛡️ Neutral 3rd-Party Transaction Insurance Gateway • We Facilitate, Not Underwrite

Explore the Underwriter Directory.
Review the provider. Confirm the cover.

Code402 / HCRB presents information supplied by self-registered underwriters. This page can preview listed terms; it cannot buy, bind or issue insurance. We are not an insurer and do not verify or accredit directory entries.

📋 Check What Is Available

The directory displays providers only when entries are available. No listed provider means no offer is available here. A price preview is calculated from submitted rates, not a binding quote.

🛡️ We Are the Bridge, Not the Insurer

Code402 / HCRB is a neutral referral gateway. We do not hold funds, underwrite risk, or issue policies. Any underwriter listed here has self-registered — the gateway performs no vetting, and you must verify the counterparty yourself before binding a policy.

📄 Coverage Comes From the Policy

Eligibility, exclusions, limits and claims decisions depend on the provider's actual policy. No refund or cover is created by using this page. Obtain and review the provider's written terms directly.

Directory preview: Rates and claims information are submitted by providers and are unverified. Estimates below are indicative, with no eligibility check or policy issuance.
📋 Indicative Rate Preview
$50,000.00 USDC
SAMPLE AMOUNTS:
DIRECTORY PREVIEW — NO COVERAGE ISSUED Preview only
No referral has been sent, no payment taken and no policy issued. Verify the provider independently before contacting it.

Registered Underwriter Directory

Underwriters below have self-registered through the open accession endpoint. Self-registration is not vetting: this gateway does not verify, accredit, or endorse any entry, and has no role in policy issuance or claims. The directory ships empty — it fills only when a real underwriter chooses to list.

🗂️
No underwriters registered yet
No directory entries were returned. Providers may submit unverified entries below; an entry is not proof of identity, licensing, provider acceptance or available coverage.
Underwriter Accession

Are You a Licensed Insurer or Risk Pool?

🏛️ Register Your Syndicate

Providers can submit an unverified referral-directory entry through this endpoint. It does not verify identity or licensing, accept a quote, issue a policy, settle a premium or enable binding. The example below is fictional:

curl -s -X POST "https://api.code402.dev/api/insurance/register" \ -H "Content-Type: application/json" \ -d '{ "name": "Fictional Test Directory Entry", "rating": "No verified rating — synthetic example", "coverage_types": ["commercial_trade_credit", "wire_fraud_bec_defense"], "premium_rate_bps": 20, "min_fee_usdc": 2.00, "max_coverage_usdc": 10000000, "claim_sla": "Not established — synthetic example", "api_endpoint": "https://example.invalid/claims" }'