Counterparty Risk Indicators

Machine Tool Interface · pre-disbursement-guard

$0.005 / callPaid per call · 0 free tier No signup

Check supplier tax and bank identifiers (IBAN, LEI, EU VAT, UK company number), domain-age evidence and country mismatch signals before vendor payment. Requires a preceding receipt hash. An advisory result is not verified identity, fraud clearance or authorization to release funds.

Honest Scope Guarantee

Deterministic pre-disbursement due diligence: verifies recipient IBAN MOD-97, RDAP domain age, disposable mail detection, UK CRN/LEI format, and BEC cross-jurisdiction wire alignment before funds disburse.

Run in Playground (Free) Buy Card Credits Agent Quickstart

Quickstart & Execution

cURL (Paid-only route — unauthenticated calls return HTTP 402 Payment Required)

curl -X POST https://api.code402.dev/v1/tools/pre-disbursement-guard/call \
  -H "content-type: application/json" \
  -d '{"recipient_iban":"GB82WEST12345698765432","vendor_domain":"billing@acme-consulting.co.uk","declared_country":"GB","company_number":"01234567","invoice_amount_usd":4500,"prev_receipt_hash":"0x0000000000000000000000000000000000000000000000000000000000000000"}'

This route is paid-only (0 free calls/day); every unauthenticated request returns an HTTP 402 Payment Required challenge with its payment terms. Machines use USDC on Base; card credits (instant Stripe checkout) are enabled in this deployment. Signed XDR-1 receipts authenticate recorded service claims, not independent settlement, delivery or zero-knowledge proofs.

Input Parameters

Field	Type	Meaning & Constraints
`recipient_iban`	`string`	Recipient bank IBAN (optional).
`vendor_domain`	`string`	Vendor website domain or invoicing email address (optional).
`declared_country`	`string`	2-letter ISO country code where vendor claims to be registered (optional, e.g. 'GB', 'US', 'DE').
`company_number`	`string`	Official corporate registration number, e.g. UK Companies House 8 digits/chars (optional).
`lei`	`string`	ISO 17442 Legal Entity Identifier (optional).
`vat_number`	`string`	EU VAT number (optional).
`physical_address`	`string`	Vendor physical office address (optional).
`invoice_amount_usd`	`number`	Disbursement transaction amount in USD (optional).
`prev_receipt_hash`	`string`	Preceding verification receipt hash (may also be passed via X-PREV-RECEIPT-HASH header).

Response Format

Deterministic JSON payload fields: tool, clear_to_disburse, risk_level, risk_score, decision, summary, checks, flags_triggered, recommendations, inspected_counterparty, scope. Paid responses also carry an offline-verifiable receipt object (XDR-1, secp256k1 signature recoverable to the authorized signer).

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