Insurance binding — unavailable

Machine Tool Interface · bind-insurance-policy

Unavailable — no payment or policy issuance No signup

Unavailable: no authenticated underwriter acceptance or premium-settlement integration is established. Returns INSURANCE_BINDING_UNAVAILABLE before charging or quota consumption; self-registration cannot issue a policy or establish coverage.

Honest Scope Guarantee

Unverified self-registration referral directory only. Submitted rates and limits are indicative, not accepted quotes, recommendations or coverage. No provider acceptance or premium-settlement integration is established; binding is unavailable. Returns INSURANCE_BINDING_UNAVAILABLE before payment or quota consumption; no policy is issued.

Run in Playground (Free) Buy Card Credits Agent Quickstart

Quickstart & Execution

Compatibility example — returns an unavailable response without charging

curl -X POST https://api.code402.dev/v1/tools/bind-insurance-policy/call \
  -H "content-type: application/json" \
  -d '{"underwriter_id":"synthetic_unverified_example","amount_usdc":50000,"policyholder_address":"0x1111111111111111111111111111111111111111"}'

Insurance binding is unavailable. This compatibility route refuses before charging or quota consumption. No accepted policy or coverage is established.

Input Parameters

Field	Type	Meaning & Constraints
`underwriter_id` (REQUIRED)	`string`	Underwriter id from the open self-registration directory (run list-approved-insurers for current ids; the directory ships empty)
`amount_usdc`	`number`	Transaction coverage amount in USDC
`amount`	`number`	Alias for amount_usdc
`tx_hash`	`string`	Transaction hash being insured (optional)
`transaction_id`	`string`	Transaction reference ID (optional)
`invoice_id`	`string`	Associated invoice identifier (optional)
`policyholder_address`	`string`	Policyholder Base EVM address (0x...)
`beneficiary_address`	`string`	Beneficiary Base EVM address for claim payouts (0x...)
`coverage_type`	`string`	Coverage type override (optional)

Response Format

Deterministic JSON payload fields: valid, status, coverage_verified, underwriter_accepted, payment_attempted, policy_issued, error, next_action. Paid responses also carry an offline-verifiable receipt object (XDR-1, secp256k1 signature recoverable to the authorized signer).

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