International Contractor & Studio Distribution Wedge
Global Agency Pitch & Compliance Kit
Templates for agencies in Latin America, Eastern Europe, South Asia and Africa evaluating a direct, non-custodial settlement design. Bank costs, timing, availability and legal treatment vary by corridor and must be verified before a client offer.
📑 Executive Briefing for Corporate CFOs & Accounts Payable
Send this one-page compliance memo directly to your client's VP of Finance, Controller, or Accounts Payable to eliminate payment friction and confirm non-custodial safety.
# MEMORANDUM: Settlement Architecture & Compliance Verification
TO: Finance, Legal & Accounts Payable Teams
FROM: [Your Agency Name] via Code402 / JUANA LIMITED
SUBJECT: Modernization of B2B Cross-Border Settlement (Zero Custody & Instant T+0 Rails)
1. EXECUTIVE SUMMARY
Bank timing, intermediary charges and FX spreads vary by bank, corridor and amount. Replace those inputs with the parties' own quotes before describing any potential Code402 benefit; a production relayer and finality evidence are required before calling a settlement instant or verifiable.
2. NON-CUSTODIAL SAFETY (RULE 0)
- The settlement gateway is strictly non-custodial. No customer funds are ever held, pooled, or commingled by Code402.
- The published design is payer-to-recipient and does not require Code402 to hold or pool principal. This checkout does not assert a deployed escrow contract or an audit; confirm the live recipient, relayer and token configuration before use.
- Regulatory classification is not determined by the software architecture. Obtain independent UK, US and corridor-specific counsel before relying on any exemption or offering a payment service.
3. DUAL-RAIL PAYMENT FLEXIBILITY
Clients may settle invoices through either of two separately approved rails:
- Rail A (Web3 / FinTech): Base USDC settlement via EIP-3009 transfer authorization; gas sponsorship and availability are deployment-specific.
- Rail B (Traditional Corporate Bank Wire): Direct domestic UK transfer (Tide Bank) or international SWIFT/IBAN wire (The Currency Cloud Limited / Barclays) payable to JUANA LIMITED.
4. AUDIT COMPLIANCE & CRYPTOGRAPHIC PROOF
Where configured, a settlement can generate a signed XDR-1 transaction receipt carrying an ECDSA signature. The receipt records the checked payload and is evidence for reconciliation; whether it satisfies tax, accounting or legal requirements depends on the parties and applicable law.
⚖️ Master Services Agreement (MSA) Payment Addendum
Insert this standard contractual clause into your client contracts, statements of work (SOWs), or engagement letters.
SECTION [X]: INVOICING, CURRENCY, AND SETTLEMENT RAILS
1. Invoicing & Settlement Method.
Client agrees to pay all undisputed invoices rendered under this Agreement within [five (5)] business days of receipt. Invoices shall be issued in United States Dollar Coin (USDC) or USD equivalent, verifiable via the Code402 Protocol.
2. Authorized Payment Channels.
Client may fulfill invoice obligations via either:
(a) Cryptographic Settlement: Direct transfer of USDC on Base L2 to Contractor's designated address via Code402 gateway, using an EIP-3009 authorization when the live deployment supports it; or
(b) Corporate Wire Settlement: Direct wire to Contractor's designated facilitation agent, JUANA LIMITED (England & Wales Company No. [Registered], Sort Code: 04-06-05, Account: 18805291, or International IBAN: GB64TCCL04143445535773).
3. Delivery of Cryptographic Receipt.
Upon execution of payment, Contractor may deliver a cryptographically signed XDR-1 electronic remittance certificate. The certificate records the stated transaction and is not, by itself, definitive legal proof of payment satisfaction; the parties should define acceptable evidence in the governing agreement.
✉️ Ready-to-Send Client Scripts (English, Spanish, Portuguese)
--- [ENGLISH: Corporate US / UK Client Email] ---
Subject: Invoice [ID] & Direct Payment Option
Hi [Client Name / Accounting Team],
I hope you're having a great week.
Attached is our invoice [ID] for our recent development sprint ($[Amount] USD).
To evaluate a direct settlement option, we have provided a Code402 / JUANA LIMITED invoice link. Bank fees, timing and corridor availability vary, so compare the invoice terms with your own bank quote:
👉 1-Click Settlement Link: https://api.code402.dev/invoice/[ID]
You can settle this in two ways:
1. Base USDC: payment directly from your corporate wallet when the live invoice, relayer and asset configuration support it.
2. Direct Corporate Bank Wire: If you prefer traditional banking, our invoice provides UK domestic (Tide) and international SWIFT/IBAN (CurrencyCloud / Barclays) coordinates for JUANA LIMITED.
Where configured, the cryptographic rail can return an XDR-1 receipt for AP reconciliation; retain the bank or chain evidence required by your own policy.
Please let me know if you have any questions!
Best regards,
[Your Name / Agency]
--- [ESPAÑOL: Para Clientes en Latinoamérica y España] ---
Asunto: Factura [ID] & Opción de Pago Directo
Hola [Nombre del Cliente],
Te comparto nuestra factura [ID] correspondiente al hito de desarrollo entregado ($[Monto] USD).
Para evaluar una opción de liquidación directa, hemos habilitado un enlace de factura Code402 / JUANA LIMITED. Las comisiones, los plazos y la disponibilidad dependen del banco y del corredor:
👉 Enlace de Factura: https://api.code402.dev/invoice/[ID]
Pueden abonar vía USDC en Base L2 cuando la configuración de la factura lo permita, o mediante transferencia bancaria corporativa directa vía IBAN/SWIFT después de verificar los datos del beneficiario.
¡Muchas gracias!
--- [PORTUGUÊS: Para Clientes no Brasil e Internacionais] ---
Assunto: Fatura [ID] & Opção de Liquidação Direta
Olá [Nome do Cliente],
Segue nossa fatura [ID] referente às entregas de engenharia de software ($[Valor] USD).
Para avaliar uma opção de liquidação direta, agora fornecemos um link de fatura Code402 / JUANA LIMITED. As tarifas, prazos e disponibilidade dependem do banco e do corredor:
👉 Link de Liquidação: https://api.code402.dev/invoice/[ID]
A liquidação pode ser feita via USDC Base quando a configuração da fatura permitir, ou via transferência bancária internacional direta depois de verificar o beneficiário.
🏛️ JUANA LIMITED Corporate Banking Coordinates
Published banking coordinates for enterprise clients who require traditional UK Faster Payments or international SWIFT wires. Verify the beneficiary and a fresh confirmation from JUANA LIMITED before sending funds.
CORPORATE ENTITY & DUAL-RAIL BANKING DETAILS
Legal Entity Name: JUANA LIMITED
Jurisdiction: United Kingdom
Company Type: UK Private Limited Company (B2B Software Development & SaaS)
--- UK DOMESTIC TRANSFER DETAILS (Faster Payments / BACS) ---
Account Name: JUANA LIMITED
Sort Code: 04-06-05
Account Number: 18805291
Bank: Tide
Bank Address: 4th Floor, The Featherstone Building, 66 City Road, London, EC1Y 2AL
--- INTERNATIONAL TRANSFER DETAILS (SWIFT / IBAN) ---
Beneficiary Name: JUANA LIMITED
IBAN: GB64TCCL04143445535773
SWIFT / BIC: TCCLGB3L
Intermediary SWIFT: BARCGB22
Bank: The Currency Cloud Limited
Bank Address: 1 Sheldon Square, London, W2 6TT, England
UK Domestic Bank
Tide (Sort: 04-06-05)
UK Account Number
18805291
International IBAN
GB64TCCL04143445535773
SWIFT / BIC Code
TCCLGB3L (Barclays Intermediary)